Financial planning for a modern era requires a fee structure for a modern era. For this reason, we don’t subscribe to implementation fees.
Instead, we keep things simple, fair and transparent with fixed-price initial fees and easily measured ongoing charges that we will always explain clearly to you prior to undertaking any work.
So, no hidden, costly surprises, or any work undertaken that you haven’t been given the chance to think about first, before signing on the dotted line.
We periodically review our fees against the marketplace to ensure we remain competitively priced and we’re pleased to say… we are.
If you’d like more information on how our pricing compares to the market average, just let us know. We’re happy to show you how favourably we compare.
These is a one-off fee for our initial advice. This is determined by the complexity and scope of the work involved. Your adviser will guide you on which one is most appropriate for your needs
This is the foundation of all clients’ financial planning. We start with a comprehensive fact-finding meeting. As well assessing your current financial position, this helps us understand your life goals and ambitions. In turn we can then begin to build a financial model to account for your tax position, your goals and objectives, as well as factor in potential life events like a family, moving home, changing jobs or retiring.
This service level includes:
So, if you have dreams that you think are unaffordable or unattainable, don’t rule them out as this is what your financial planner is there for.
For this service, we charge a fixed fee of
This services includes all the elements of the foundation financial planning, but will also include an assessment and recommendations on your existing assets. This could be pensions, savings, mortgages and other policies.
We will then undertake a thorough analysis to determine whether you are likely to achieve your financial and life goals without making any changes and where necessary, recommend any changes you should make
This service level may be suitable for:
For this service, we charge a fixed fee of
This service will include all the elements of the Foundation and Comprehensive Financial Planning but will also consider individual factors which require a more tailored approach or where bespoke service is needed.
This service level may be suitable for:
For this service, we charge a fixed fee of
Building a financial plan is the first step. Maintaining and achieving that plan is the end goal. Unlike many firms, we don’t believe in charging our clients separate fees for implementing our advice. All implementation is carried out for you as a standard feature of our ongoing service.
Our costs for implementation and ongoing services range from 0.55% to 0.95% of the assets that we service. We’re happy for you to pay your fees via your portfolio – in fact, most of our clients pay in this way – which means you’ll never receive an invoice and could benefit from tax savings, too.
If your investments are valued at £250,000 and you have selected the Basic Financial Planning service level (0.55%), the ongoing charge you would be asked to pay is £1,375.00 per annum. There is no minimum fee for this service.
If your investments are valued at £250,000 and you have selected the Financial Planning Service (0.75%), the ongoing management fee we would receive is £1,875.00 per annum. There is no minimum fee for this service.
If your investments are valued at £250,000 and you have selected the Complex Financial Planning service level (0.95%), the ongoing management fee we would receive is £2,375.00 per annum.
of our clients are satisfied that we understand their objectives and priorities
of our clients believe working with us has helped them achieve their financial goals
of our clients would recommend us to other people
Mark Bodger2022-07-08Dan was recommended to me and it has been a pleasure having him help me sort out my rather complicated pension arrangements. Dan has helped make sense of what to do with five separate pensions - and we have now been able to pull together those that can be, so I can now see what's what! Due to the advice Dan's provided I'm planning to retire three years earlier that I'd originally thought possible - and have been impressed with the support Dan has provided to make sure we've been looked after as a family. Dan has also provided useful guidance around tax issues that will be different when I retire, things that I wouldn't have discovered or thought of myself. Dan is great at keeping in touch, prompt to respond to any queries, but will never rush you into making decisions. He has a genuine desire to help you make the right choices through his thought provoking questions. I found what I thought was going to be a painful process much easier thanks to the way that Dan guided me through the whole process.
Andrew Coleman2021-11-10Hartley Ross provided sound financial advice when I was looking to consolidate my pensions due to a change in my working circumstances. Their advice was clear and they fully explained the options available and then the best financial option for me to achieve my financial goals based on my circumstances. Hartley Ross have been very diligent and professional in all their communication helping me achieve that financial goal.
Justin Bird2021-05-03I'm an independent consultant and approached Dan to help with financial planning, having transitioned from permanent employment. Hartley Ross has helped with all aspects...pensions, insurance, savings, mortgage, junior ISAs offering support for both my business and my family. What I have found most invaluable is having an objective view of my financial position, my goals and my aspirations. I've always considered that I'm pretty competent at finding the best mortgage or the best savings account, but having Dan re-evaluate my entire estate it has led to insights and ideas that I just wouldn't have considered myself. We have sat down and discussed my aspirations for the immediate, 5 years, 10 years and that has helped with planning things. It has been a really invaluable experience. I have had no concerns referring friends and associates to Hartley Ross.
Oliver Wright2021-02-21Dan recently helped me arrange a long term savings plan for my child. He provided a great service, taking time to understand my requirements. He did all the research and provided an investment that matched my needs and level of risk. I felt confident in Dan's knowledge of investments and he made the whole process efficient and straightforward. I thoroughly recommend Dan and Hartley Ross.
Peter Davies2021-02-09I've known Dan for a few years and always found his advice not just knowledgeable, but practical and tailored to my circumstances and risk level. When I started by business, Dan gave great advice about the various insurances that would normally be looked after by my employer and helped choose the policies and cover levels needed. With the huge range of options available, Dan made it easy for me to understand the policies that actually provided value and saved me a huge amount of time from having to research the policies myself. I would happily recommend Dan to anyone looking for investment or insurance advice.
Martine Christopher2020-10-12Dan helped with my pension transfer. I have no spouse and wanted to retire early. I was also concerned that after working for Lloyds Bank for 40 years on a final salary pension my son would not be entitled to anything. Dan helped with my pension review, as well as reviewing my insurances along with savings and investment planning. Dan kept in touch with phone calls, arranged meetings and emails to keep me up to date which is very important through each step by step process. After several consultations the outcome suited my needs and requirements and the personal touch, which doesn't happen with other financial advisers I have worked with. Dan was superb and would highly recommend him to my friends, family and other colleagues I have worked with. Superb service from start to finish and Dan's response rate when contacting him is brilliant. Thank you so much for looking after my portfolio. Can't thank him enough awesome results!
Gail Roxburgh2020-10-07When I first contacted Dan 6 years ago I did feel a little out of control of my finances. My original plan was to use my pension to pay off a loan. Dan showed me several options that would not impact on my pension but made more financial sense. Since our first meeting he has also helped with our mortgage and recently advised me with some inheritance I received. With Dan’s advice I now feel much more in control of my finances and definitely more confident about my retirement.
Ceri2020-08-06I was very nervous about seeking financial advice but Dan Ross was very professional, patient and knowledgeable and gave me the reassurance I needed to review my pension arrangements. Dan clearly set out his recommendations and explained the pro's and con's of each option. He made the process as easy as possible and I am confident that my pension is now invested in suitable funds to achieve my retirement goals. I would highly recommend Dan to anyone looking for pension advice.
Take a look at some of the many 5-star reviews we’ve received from clients over the years.
