Financial planning for a modern era requires a fee structure for a modern era. For this reason, we don’t subscribe to implementation fees.
Instead, we keep things simple, fair and transparent with fixed-price initial fees and easily measured ongoing charges that we will always explain clearly to you prior to undertaking any work.
So, no hidden, costly surprises, or any work undertaken that you haven’t been given the chance to think about first, before signing on the dotted line.
We periodically review our fees against the marketplace to ensure we remain competitively priced and we’re pleased to say… we are.
If you’d like more information on how our pricing compares to the market average, just let us know. We’re happy to show you how favourably we compare.
These is a one-off fee for our initial advice. This is determined by the complexity and scope of the work involved. Your adviser will guide you on which one is most appropriate for your needs
This is the foundation of all clients’ financial planning. We start with a comprehensive fact-finding meeting. As well assessing your current financial position, this helps us understand your life goals and ambitions. In turn we can then begin to build a financial model to account for your tax position, your goals and objectives, as well as factor in potential life events like a family, moving home, changing jobs or retiring.
This service level includes:
So, if you have dreams that you think are unaffordable or unattainable, don’t rule them out as this is what your financial planner is there for.
For this service, we charge a fixed fee of
This services includes all the elements of the foundation financial planning, but will also include an assessment and recommendations on your existing assets. This could be pensions, savings, mortgages and other policies.
We will then undertake a thorough analysis to determine whether you are likely to achieve your financial and life goals without making any changes and where necessary, recommend any changes you should make
This service level may be suitable for:
For this service, we charge a fixed fee of
This service will include all the elements of the Foundation and Comprehensive Financial Planning but will also consider individual factors which require a more tailored approach or where bespoke service is needed.
This service level may be suitable for:
For this service, we charge a fixed fee of
Building a financial plan is the first step. Maintaining and achieving that plan is the end goal. Unlike many firms, we don’t believe in charging our clients separate fees for implementing our advice. All implementation is carried out for you as a standard feature of our ongoing service.
Our costs for implementation and ongoing services range from 0.55% to 0.95% of the assets that we service. We’re happy for you to pay your fees via your portfolio – in fact, most of our clients pay in this way – which means you’ll never receive an invoice and could benefit from tax savings, too.
If your investments are valued at £250,000 and you have selected the Basic Financial Planning service level (0.55%), the ongoing charge you would be asked to pay is £1,375.00 per annum. There is no minimum fee for this service.
If your investments are valued at £250,000 and you have selected the Financial Planning Service (0.75%), the ongoing management fee we would receive is £1,875.00 per annum. There is no minimum fee for this service.
If your investments are valued at £250,000 and you have selected the Complex Financial Planning service level (0.95%), the ongoing management fee we would receive is £2,375.00 per annum.
of our clients are satisfied that we understand their objectives and priorities
of our clients believe working with us has helped them achieve their financial goals
of our clients would recommend us to other people
Take a look at some of the many 5-star reviews we’ve received from clients over the years.
